Registered User

• #thirteen

There was an interesting connect here- although it are United kingdom situated so unclear if it is connected to Ireland but it is you are able to banks can get adopt an equivalent strategy

overall, I’d features thought one financial do find individuals only upcoming regarding case of bankruptcy given that increased exposure plus the exact grounds for the case of bankruptcy may be extremely important.

Registered Representative

• #14

We were released during the , and possess visited this time arguing with in our debtors along the reputation of our own ICB reports that happen to be wrong. Here is the production of one’s software:

BOI – Happy to provide but asked me to waiting six-9 weeks following point those things on all of our ICB statement was indeed designated while the ‘Written Off’ otherwise ‘Complete’ AIB – step 1 denied software while the our ICB report had a column having ‘Account within the Dispute’ due to the fact ISI had not paid down told you collector the bonus once 2 yrs off spending an enthusiastic IPO. next app filed past

Keeps your posted about how things go. I been a cards commitment membership on 3 months placing a beneficial couples bob from inside the each week very they shall be the next stop. I’ve 10% put so are and interested in one of several popular ‘exceptions’ to your 20% put. BOI were happy to give us one to considering our very own earning although rawness of the ICB report was the situation

Inserted Member

• #15

Once i requested new york ICB report back particular weeks in the past just after discharge inside the I’d many frustrating phone calls in order to build and you may characters getting provided for my dos loan providers once the little is rectified on my statement. In the end I experienced it sorted and asked emails of proof that we was not any longer liable for one personal debt using them. Both account have a good W (created off) to them and you may removing big date regarding mid 2018.

I’ve over the past few months ran toward my local credit connection inquiring regarding a mortgage and its particular a secured item mortgage they do with a high rate of interest and restriction name regarding 15 years. Its already been an extended techniques rather than actually sure at that section if it may also takes place. Everytime I-go inside to your required records they look having something else. We to wait getting my spouse to do their six few days probationary period in his brand new a career that we trust was fundamental procedure.

The audience is rescuing with these people because start of this present year along with what we should save yourself and you may pay from inside the book (as part of my bankruptcy proceeding is actually vacating home) i’ve ample to pay for home financing payment for every single few days.

Do you indicates me personally to date to have me personally and you will my mate strategy Bank From Ireland and you may AIB and discover what they say.

Inserted Representative

• #sixteen

Whenever i questioned new york ICB statement back specific months back just after discharge within the I had numerous time-consuming calls installment loans in Vermont so you can create and you can characters is sent to my personal 2 loan providers since nothing was actually fixed on my declaration. In the conclusion I’d it sorted and asked emails off facts that i in the morning no longer responsible for any financial obligation due to them. One another accounts have a beneficial W (written out-of) on it and treatment big date of middle 2018.

You will find during the last month or two went towards the my local borrowing from the bank union asking about a mortgage and its a secured asset loan they do with a high rate of interest and you may maximum title away from 15 years. The started an extended techniques and never even yes at that section when it will additionally happen. Anytime I go within the into required documentation they look having something else. We’ve got to go to to possess my spouse to-do their six month probationary months within his brand new work that i believe is simple processes.